Choose a home
Review the available homes, homesite rent, utilities, features, and any current promotion. Call the office with questions or to arrange a tour.
House Buying Guide
You do not have to navigate this alone. The community manager is an Arizona-licensed manufactured-home salesperson for Investment Builders Financial LLC (IBF), the licensed dealer, and is here to walk you through the entire process—from choosing a home through community approval, financing coordination, paperwork, and closing. We are happy to work with your real estate agent, but you do not need one to buy here. We make the process straightforward.
Buying a home at Colony or Jo Don involves two separate approvals: approval to live in the community and approval for financing. Start both early so they can move forward together.
Apply to the community
Every adult who will live in the home must complete the Colony or Jo Don residency application. Review the credit, income, background, identity, and landlord-reference requirements before applying.
Apply for home financing
Unless you are paying cash, apply for a manufactured-home loan for a home on leased land. This is often called a chattel loan. You may use any qualified lender; our recommended local specialists are listed below.
Provide your documents
Your lender will tell you exactly what is needed. Be ready to provide identification and documents supporting your income, employment, assets, debts, and down payment. Requirements vary by borrower and loan program.
Review the full monthly cost
Before signing, review the loan payment, interest rate, down payment, closing costs, insurance, homesite rent, and expected utilities. Community approval and lender approval are separate.
Close and prepare to move in
After both approvals are final, complete the home-purchase and loan documents, sign the community rental documents and rules, and pay the required home, security-deposit, and first-month amounts.
Recommended financing contacts
Brett Collin and Dulce Rivera at Barrett Financial specialize in manufactured-home financing on leased land. Dulce provides assistance in Spanish. You are not required to use these lenders.
Brett Collin
Mortgage Loan Originator · NMLS #213802
- Phone
- (602) 330-5521
- brettc@barrettfinancial.com
Dulce Rivera
Mortgage Loan Originator · NMLS #2043743 · Hablo Español
- Phone
- (253) 683-1255
- dulce@barrettfinancial.com
Financing is subject to lender underwriting and credit approval. Loan programs, rates, down-payment requirements, and eligibility can change. Barrett Financial Group, L.L.C., NMLS #181106, is an independent lender and is not affiliated with Colony/Jo Don MHCs or Investment Builders Financial LLC.